Supplemental Security Income (SSI) provides critical financial support to seniors, low-income individuals, and people with disabilities across the United States.
With the next scheduled payment approaching, it’s essential to understand when payments will be sent, how payment scheduling works, and what to do if your payment doesn’t arrive on time.
SSI Payment Schedule for the Coming Months
Regular Payment Timeline
SSI payments are usually issued on the first of every month. If the first day falls on a weekend or federal holiday, payments are sent on the previous business day to avoid delays.
- Example: In September 2025, the first was Labor Day, so payments were issued early on August 29.
Upcoming Payment Dates
According to the Social Security Administration (SSA), here’s the schedule for the next few months:
| Month | Payment Date | Notes |
|---|---|---|
| October 2025 | Wednesday, October 1 | Regular schedule |
| November 2025 | Thursday, October 31 | Issued early as Nov 1 is Saturday |
| December 2025 | Monday, December 1 | Regular schedule |
| January 2026 | Wednesday, December 31, 2025 | Early due to New Year’s Day holiday |
SSI Payment Amounts for 2025
The 2025 Cost-of-Living Adjustment (COLA) of 2.5% has raised SSI benefits to the following amounts:
| Category | Monthly Benefit |
|---|---|
| Eligible individual | $967 |
| Eligible couple | $1,450 |
| Essential person | $484 |
These amounts are the maximum monthly SSI benefits for each category.
Combining SSI and Social Security Retirement Benefits
Some individuals may qualify for both SSI and Social Security retirement benefits. To qualify for SSI, you must:
- Be 65 or older, or have a disability or blindness
- Have limited income and resources (less than $2,000 for individuals or $3,000 for couples, excluding your primary home and one vehicle)
How the Benefits Interact
SSI does not issue two separate payments alongside retirement benefits. Instead, retirement income counts as income and reduces your SSI benefit dollar-for-dollar.
Example:
- Retirement benefit: $600/month
- SSI maximum: $967/month
- SSI payment will be $367 to reach the total of $967.
If your retirement benefit equals or exceeds $967, you won’t qualify for SSI. For instance, a $950 retirement benefit would leave $0 in SSI payments.
What to Do If Your SSI Payment Doesn’t Arrive
If your payment is late or missing, don’t panic. Follow these steps:
- Double-check your bank account and mailbox for any delays or notices.
- Consider that holidays or processing delays can cause payments to be late by a day or two.
- If several days pass with no payment, contact the SSA directly at 1-800-772-1213 (TTY: 1-800-325-0778) between 8:00 a.m. and 7:00 p.m. (local time), Monday through Friday.
Have your Social Security number ready to help the representative locate your account quickly.
The next SSI payment will be deposited on October 1, 2025, ensuring essential support continues for millions of Americans.
Understanding how payment dates shift, knowing the benefit amounts, and being aware of how SSI interacts with retirement benefits can help you plan your finances better. If a payment goes missing, act calmly and contact the SSA promptly to resolve any issues.
FAQs
When is the next SSI payment scheduled?
The next SSI payment is scheduled for Wednesday, October 1, 2025.
How much will the SSI payment be in October 2025?
The maximum monthly SSI payments are $967 for individuals, $1,450 for couples, and $484 for essential persons.
Can I get SSI and Social Security retirement benefits together?
Yes, but your retirement benefit reduces your SSI payment dollar-for-dollar. If your retirement benefit exceeds $967, you won’t qualify for SSI.
